Medicare Insurance in Kirkwood, MO

Retirement Resources Inc. is a local, independent, licensed insurance agency that helps Kirkwood residents compare Medicare Advantage, Medicare Supplement (Medigap), and Part D drug plans -- at no cost to you. Kirkwood is a community that values doing business face to face, and that is exactly how we work. Call or text the Retirement Resources team at (314) 248-6500.

Local Medicare help for Kirkwood and the inner ring

Kirkwood is one of the St. Louis area's established, walkable communities, with a downtown, the historic train station, and a lot of long-time residents who are now on Medicare or approaching it. We help you sort through the choices in plain English, and we meet you the way you prefer -- by phone, by video, or in person, whether you would rather meet downtown, grab coffee at a Panera, or have us come to your home. We regularly help people across Kirkwood and the surrounding communities, including:

  • Webster Groves and Glendale
  • Oakland and Crestwood
  • Sunset Hills and Des Peres
  • Warson Woods and Rock Hill

Whether you are near downtown Kirkwood, the Farmers Market, or the train station, we are close by.

Why a local, independent agent (not a 1-800 number)

A national 1-800 line gives you whoever picks up and the plans that company is paid to sell. We are the opposite: a local team that has helped thousands of families with Medicare since 2013, independent so we can compare across multiple carriers, and the same call or text next year when something changes. In a town like Kirkwood, that ongoing local relationship is the whole point.

What we help Kirkwood residents with

  • New to Medicare / turning 65 -- what to do, when to do it, and how to avoid late-enrollment penalties.
  • Medicare Advantage vs. Medicare Supplement (Medigap) -- the real trade-offs, in plain English.
  • Part D prescription coverage -- matching your medications to a plan that covers them.
  • A second look at your current plan -- making sure what you have still fits before the next enrollment period.

How we help -- and what it costs you

Nothing. Our help is free to you; agents are paid by the insurance carriers, and that does not change your premium. You get a local team that has helped thousands of families with Medicare since 2013, and your options are reviewed by our licensed Medicare specialists, including Katie, licensed in Missouri, Illinois, and Florida. There is no cost to you, and no obligation.

Frequently asked questions

Do you meet with people in Kirkwood in person?

Yes. We meet Kirkwood-area clients by phone, by video, or in person, whichever you prefer. A lot of our Kirkwood clients like to sit down face to face, and we are happy to do that.

I am turning 65 in Kirkwood -- when do I sign up?

Your Initial Enrollment Period is a 7-month window: the 3 months before your 65th-birthday month, your birthday month, and the 3 months after. We will help you pin down your exact dates.

Does it cost anything to get help from your team?

No. Our help is free to you, and you pay the same premium whether you enroll through us or on your own.

Can you help with both Medicare Advantage and Medigap?

Yes. We are independent and represent multiple major carriers, so we compare both paths with you and help you choose the one that fits your doctors, your prescriptions, and your budget.

Talk to a local Medicare team -- free.

Call or text the Retirement Resources team: (314) 248-6500

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I agree to be contacted by phone (including calls using an automatic telephone dialing system or artificial/prerecorded voice), text messages (SMS), and email regarding Medicare and/or other insurance products.

I understand that:

  • My consent is not required as a condition of purchasing any goods or services.
  • I may revoke my consent at any time by contacting Retirement Resources Inc. or by using the opt-out options provided (e.g., replying STOP to text messages).
  • This consent applies even if my phone number is listed on a federal or state Do Not Call registry.

By submitting this form, I authorize a licensed insurance agent to contact me regarding Medicare plan options and other insurance-related products available in my area.