Medicare Insurance in O'Fallon, MO

Retirement Resources Inc. is a local, independent, licensed insurance agency that helps O'Fallon, Missouri residents compare Medicare Advantage, Medicare Supplement (Medigap), and Part D drug plans -- at no cost to you. We serve the St. Charles County side of the metro just like the rest of the St. Louis area, with a real local team instead of a national call center. Call or text the Retirement Resources team at (314) 248-6500.

Local Medicare help for O'Fallon and St. Charles County

O'Fallon is one of Missouri's fastest-growing cities, and a lot of people here either retired to the area or are getting close to Medicare age. We make the choices simple, and we meet you the way you prefer -- by phone, by video, or in person. We travel out to St. Charles County for in-home visits, or meet at our office or a local Panera. We regularly help people across O'Fallon and the surrounding St. Charles County communities, including:

  • St. Peters and St. Charles
  • Lake St. Louis and Dardenne Prairie
  • Wentzville and Cottleville
  • Weldon Spring and St. Paul

(Note: this page is for O'Fallon, Missouri in St. Charles County. We also help clients on the Illinois side of the metro, including O'Fallon, Illinois.)

Why a local, independent agent (not a 1-800 number)

When you call a national 1-800 line, you get whoever picks up and the plans that company is paid to sell. When you work with us, you get a local team that has helped thousands of families with Medicare since 2013. We are independent, so the job is to find the plan that fits you -- not push one brand -- and we stay with you year after year as your plan or your health needs change.

What we help O'Fallon residents with

  • New to Medicare / turning 65 -- what to do, when to do it, and how to avoid late-enrollment penalties.
  • Medicare Advantage vs. Medicare Supplement (Medigap) -- the real trade-offs, in plain English.
  • Part D prescription coverage -- matching your medications to a plan that covers them.
  • A second look at your current plan -- making sure what you have still fits before the next enrollment period.

How we help -- and what it costs you

Nothing. Our help is free to you; agents are paid by the insurance carriers, and that does not change your premium. You get a local team that has helped thousands of families with Medicare since 2013, and your options are reviewed by our licensed Medicare specialists, including Katie, licensed in Missouri, Illinois, and Florida. There is no cost to you, and no obligation.

Frequently asked questions

Do you serve St. Charles County?

Yes. O'Fallon, St. Peters, St. Charles, Lake St. Louis, Wentzville, and the rest of St. Charles County are all part of the area we serve, by phone, by video, or in person.

I am turning 65 in O'Fallon -- when do I sign up?

Your Initial Enrollment Period is a 7-month window: the 3 months before your 65th-birthday month, your birthday month, and the 3 months after. We will help you pin down your exact dates.

Does it cost anything to get help from your team?

No. Our help is free to you, and you pay the same premium whether you enroll through us or on your own.

Can you help with both Medicare Advantage and Medigap?

Yes. We are independent and represent multiple major carriers, so we compare both paths with you and help you choose the one that fits your doctors, your prescriptions, and your budget.

Talk to a local Medicare team -- free.

Call or text the Retirement Resources team: (314) 248-6500

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I agree to be contacted by phone (including calls using an automatic telephone dialing system or artificial/prerecorded voice), text messages (SMS), and email regarding Medicare and/or other insurance products.

I understand that:

  • My consent is not required as a condition of purchasing any goods or services.
  • I may revoke my consent at any time by contacting Retirement Resources Inc. or by using the opt-out options provided (e.g., replying STOP to text messages).
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By submitting this form, I authorize a licensed insurance agent to contact me regarding Medicare plan options and other insurance-related products available in my area.