Medicare Insurance in Washington, MO

Retirement Resources Inc. is an independent, licensed insurance agency that helps people in Washington and across Franklin County compare Medicare Advantage, Medicare Supplement (Medigap), and Part D drug plans -- at no cost to you. Out here you do not always have a local Medicare specialist down the street, so here is the difference with us: we will come to you. Call or text the Retirement Resources team at (314) 248-6500.

Medicare help that comes to you in Washington and Franklin County

Washington sits along the Missouri River as the hub of Franklin County, and a lot of folks here are on Medicare or getting close. We are based in the St. Louis metro, and we regularly make the drive out to meet clients in person -- because good Medicare advice should not require you to drive an hour into the city. We help people across Washington and the surrounding communities, including:

  • Union and Pacific
  • New Haven and Marthasville
  • Gerald and Villa Ridge
  • St. Clair and Labadie

We will come to you -- or meet however you like

This is where being willing to travel really matters. We are glad to drive out to your home in Washington or anywhere in Franklin County for a sit-down, no charge and no pressure. Prefer to keep it simple? We can do the whole thing by phone or video, or meet at a spot that is easy for you like a local Panera or coffee shop. Your call.

Why an independent agent (not a 1-800 number)

When you call a national 1-800 line, you get whoever picks up and the plans that company is paid to sell. When you work with us, you get a team that has helped thousands of families with Medicare since 2013. We are independent, so the job is to find the plan that fits you -- not push one brand -- and we stay with you year after year as your plan or your health needs change. For folks out in Franklin County, that means a real person who picks up next year, not a different call center each time.

What we help Washington-area residents with

  • New to Medicare / turning 65 -- what to do, when to do it, and how to avoid late-enrollment penalties.
  • Medicare Advantage vs. Medicare Supplement (Medigap) -- the real trade-offs, in plain English.
  • Part D prescription coverage -- matching your medications to a plan that covers them.
  • A second look at your current plan -- making sure what you have still fits before the next enrollment period.

How we help -- and what it costs you

Nothing. Our help is free to you; agents are paid by the insurance carriers, and that does not change your premium. You get a team that has helped thousands of families with Medicare since 2013, and your options are reviewed by our licensed Medicare specialists, including Katie, licensed in Missouri, Illinois, and Florida. There is no cost to you, and no obligation.

Frequently asked questions

Will you really drive out to Washington to meet me?

Yes. We regularly travel out to Franklin County and are glad to come to your home in Washington for a free, no-pressure visit. If you would rather meet somewhere public like a Panera, or just do it by phone or video, that works too.

I am turning 65 in Washington -- when do I sign up?

Your Initial Enrollment Period is a 7-month window: the 3 months before your 65th-birthday month, your birthday month, and the 3 months after. We will help you pin down your exact dates.

Does it cost anything to get help from your team?

No. Our help is free to you, and you pay the same premium whether you enroll through us or on your own.

Can you help with both Medicare Advantage and Medigap?

Yes. We are independent and represent multiple major carriers, so we compare both paths with you and help you choose the one that fits your doctors, your prescriptions, and your budget.

Talk to a local Medicare team -- free.

Call or text the Retirement Resources team: (314) 248-6500

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Request your free Washington-area Medicare review

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